Sunday, May 31, 2020

Career Advice Crafting the Perfect Resume

"I'm sure you do, Mr. Bear, but this resume is six pages long, and is just the word "KOALA" repeated over and over." As students across the world are working on applications to college or graduate programs and graduates-to-be are starting their job searches, it’s important to update your resume to keep it fresh and professional. Here are some helpful tips to keep in mind as you dust off your resume. Be concise. Let's settle, right now, the most perennial of resume questions: how long should my resume be? Unless you're a Ph.D with a publication record or have 10+ years of experience, your resume should only be one page long. It should be no longer than it absolutely needs to be. It should say as much as possible in as few words as possible, and should include only relevant information. Your resume should be tailored to the particular program or company without being overly wordy. Many admissions departments and employers will summarily throw out any resume over two pages, because it suggests that the applicant cannot follow simple instructions. Be specific. When describing projects you worked on, be specific when possible! Specific numbers for donations, attendees, or benefits of a project help readers to quantify your impact. Describe your experiences in a compelling way that helps your audience to understand what you accomplished. Use action words Action verbs convey energy and can help you to more specifically describe your responsibilities. Instead of saying that you worked on a project, describe how you delegated tasks, negotiated agreements, interpreted data, or synthesized research. As with all application documents, avoid the passive voice as if it were a werewolf with rabies. Every time you use the passive voice, you make this guy angry. Don't make this guy angry. Proofread! Make sure to read over your resume several times, and then have several other people review it as well. A small spelling or grammar mistake can demonstrate to potential programs or employers that you might lack attention to detail. Show that this isn’t the case by having a well-edited and polished resume! Keep your resume updated! Once you’ve edited and perfected your resume, don’t leave it to collect dust! When you change jobs, get a new leadership position, or win an award, make sure to keep your resume updated as appropriately. Periodically updating your resume will help you to revisit it and continue to polish it, and you’ll be ready to submit your resume at a moment’s notice! Having a professional and updated resume is a good way to show off your academic and other achievements, so take pride in this document!

Wednesday, May 6, 2020

The Financial Crisis Of 2007-08 - 1389 Words

The financial crisis of 2007–08, also known as the Global Financial Crisis, is considered by many economists to have been the worst financial crisis since the Great Depression of the 1930s. Mr. Ben Bernanke, Chairman of the Federal Reserve at the time, believed it was equally problematic in many ways; although unemployment only reached half the level due to the Fed’s actions combined with a $700B stimulus. It collapsed large financial institutions, and stock markets dropped to half their pre-crisis level. The surface cause was the bursting of the U.S. housing bubble, which had peaked in 2004, caused the values of securities tied to U.S. real estate pricing to plummet, damaging financial institutions globally. Several factors lead to the 2008 financial crisis. First, the 1999 repeal of the Glass-Steagall Act effectively removed the separation between investment banks and depository banks in the United States. Second, credit rating agencies failed to accurately price the risk involved with mortgage-related financial products. Third, the Government, concerned with not performing economically as well as the Clinton administration believed increasing home ownership was the answer and reduced regulatory obstacles (like loan income/debt documentation). Forth, the world s insurance companies began insuring bundled mortgage instruments. Fifth, there was excessive investment leverage, especially in the Banks and venture capital communities. Sixth, the Government did not adjustShow MoreRelatedThe Financial Crisis Of 2007-081439 Words   |  6 PagesSeveral factors lead to the 2008 financial crisis. The 1999 repeal of the Glass-Steagall Act effectively removed the separation between investment bank s and depository banks in the United States. Credit rating agencies failed to price the risk involved with mortgage-related financial products accurately. The Government, concerned with not performing economically as well as the Clinton administration believed increasing home ownership was the answer and reduced obstacles (like loan income/debt documentation)Read MoreThe Financial Crisis Of 2007-081150 Words   |  5 PagesDuring the lead up to the financial crisis of 2007-08, a term was coined to describe what was happening in the financial markets. The term was: Shadow Banking System. The creation of the term was attributed to economist and money manager, Paul McCulley, who described it as a large segment of financial intermediation that is routed outside the balance sheets of regulated commercial banks and other depository institutions (St. Louis Fed). In simpler terms, institutions that are in the shadow bankingRead MoreThe Financial Crisis Of 2007-081894 Words   |  8 Pages The definitive event of the early twenty-first century was The Financial Crisis of 2007-08. Since that event, scholars have tried to identify what the causes and the effects of the crisis. The causes and effects of the collapse are varied and many scholars show a consensus about what these causes and effects are. Scholars who researched The Financial Crisis of 2007-08 agree that bank deregulation starting in the early 1970’s a major contributor. The deregulation allowed for banks to increase inRead MoreThe Global Financial Crisis Of 2007 / 081194 Words   |  5 Pagesdollars. The Australian government has to deal with multiple issues in the macroeconomic world to achieve three goals. The factors affecting these goals have to be identified and either harnessed or blocked by the government. The Global Financial Crisis of 2007/08 also caused the Australian government to deal with its failure to reach its macroeconomic goals. The three domestic objectives of government Australia’s three macroeconomic goals are equally important in keeping stability in the economyRead MoreGlobal Financial Crisis Of 2007-082494 Words   |  10 PagesIntroduction The global financial crisis of 2008-09 that spread contagiously across the globe has particularly hit the European economies hard, accentuating turmoil in the world financial markets and precipitating the European sovereign debt crisis almost instantaneously. This has consequently wiped away all of the EU’s accomplishments in economic growth and job creation (European Commission, 2010a:3). Statistics published subsequently exposed the magnitude of the crisis: real GDP contracted by 4%Read MoreDeregulation Is The Underlying Cause Of The 2007 / 08 Financial Crisis1382 Words   |  6 Pagesderivatives. The Financial crisis in 2007-2008 brought the massive hurt to everyone in the world. The worldwide financial problem affected thirty million people loosing their jobs and cause many countries getting close to go bankrupt (Peah, 2014). This is the global issue that everyone should be consider of. The purpose of this essay is to determine if the deregulation was the underlying cause of the 2007/08 financial crisis. The essay argues the deregulation was the underlying cause of the 2007/08 financialRead MoreThe Global Financial Crisis Of The Usa1383 Words   |  6 PagesThe recent global financial turmoil started on July 2007 ,mainly in the USA and spread among developed nations in the later part of 2008 and subsequently shifted to the developing nations .this crisis consisted of some prime drawbacks not only for the developed countries but also for developing countries .the most talked about issue in the recent financial arena in the global financial crisis ,which started to show its effect in the middle of the year 2007.the turmoil ,however ,was rooted in theRead MoreEssay On Regulating American Banks1033 Words   |  5 Pagesrestructure the elephantine law which had recast financial regulation following the 2007-08 crisis. Thus, he asked Steven Mnuchin, the Treasury secretary to measure all the rules of America against 7 broad principles, bail-outs prevent ion by taxpayers as well as instituting more efficient regulations inclusive. Mnuchin provided a report on banks where he proposed installments to cover capital markets, asset, and insurance management together with financial technology and nonbank institutions. Also, allRead MoreFinancial Crisis : The Fiscal Crisis1355 Words   |  6 Pagesgeneral, a financial crisis is not an accident; it may take several years and has complex and interlaced causes (Claessens and Kodres, 2014). The 2007-08 global financial crisis is a typical case due to long-term non-intervention policy and loose regulation for financial market from government. Moreover, it involved the complex relationship between government and financial institutions. In order to look at this issue in particular, this essay first goes though the timeline of the 2007-08 financial crisisRead MoreThe Financial Crisis Of The Housing Bubble1482 Words   |  6 PagesThe Financial Crisis that started in 2007 The 2007-08 financial crisis that started in the US is often dubbed as the housing bubble. Although, the burst of the housing bubble is the tipping point of the crisis, the true causes have building up slowly and steadily for almost over a decade. The burst of the housing bubble was merely a reflection of the built up baggage. This crisis is a classic example of how dangerous derivatives can turn out to be if not properly managed. Causes of the crisis and

Tuesday, May 5, 2020

Elderly Driver Dangers Essay Research Paper What free essay sample

Aged Driver Dangers Essay, Research Paper What should be done to maintain aged drivers and others safe on the route? Equally society as a whole gets to be older and more older people are on the route, the safety for the older driver and the other automobilists is going a job we are all traveling to confront. The # 8216 ; baby boomer # 8217 ; coevals is acquiring older. There are many options to the job but which one is the best? We need to take safety for our roads and the rights of the older driver into consideration. Older drivers are equal to teens in the high figure of accidents they cause. With immature drivers it is rawness that causes accidents. With older drivers it is the rate of their reaction clip. We do non desire to know apart against the older driver. There are good and bad drivers of every age. Do we do safe driving an age issue or should we prove and develop all insecure drivers? There are three possible ways to implement a alteration. We will write a custom essay sample on Elderly Driver Dangers Essay Research Paper What or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page First, have the aged over the age of 65 renew their licences every two old ages. The driver can hold their eyes examined each clip of reclamation. It will besides maintain path of their accident rate or tickets they have received in the preceding interval. The 2nd manner of implementing this is to hold route trials at each reclamation. This alternate seems a small extreme and expensive for the motor vehicle section. With the figure of citizens going older it would be impossible to offer adequate drive trials. The discourtesies that aged drivers are being charged with are minor and are normally a inquiry of physiological reactions and eyesight non unsafe driving wonts. Therefore a mandatory-driving trial is remarkably rough merely to control the aged driver. The 3rd option is a combination of the first two. As drivers get above the age of 65 the licence could be renewed every two old ages, eyes examined and records checked. If the drivers were shown to hold insecure drive by commendation so the drivers who habitually are more unsafe would be given a impulsive trial. The aged can be offered a defensive drive class at a community college or at the DMV office. Merely a limited figure of drivers should be required to take route trials and if they do, it should be in their ain auto, and practising the moves that cause the most jobs for older drivers. As drivers get above 75 old ages old a compulsory defensive drive class could be required. The older driver could hold privileges taken off in a similar mode. As the driver’s seeing is decreasing, the limitation of lone daytime drive might be implemented. As privileges are taken away the cost of the licence should be reduced. If we as a society take away the rights of older drivers to drive, the older coevals will free some of their freedom. For some aged citizens, drive is merely manner for them to travel to the physician and to purchase food markets. A concluding option, like medical trials for older drivers has non worked. These thoughts have to be voted on by the populace and since the populace is acquiring older, it has been voted down. They would be voting to restrict their rights. The most frequent offenses reported by DMV are slow reaction clip and vision jobs ; these should be on a regular basis monitored and tested. Many older drivers may merely welcome the opportunity to brush up on their drive accomplishments. Many drivers learned to drive when many fewer drivers were on the route and the roadways were less complicated. We can non insulate aged drivers, for some it is the lone transit available to them. In decision, I think a combination of the options is the best manner to travel. Drivers over the age of 65 would regenerate their licences every two old ages and they can hold their eyes examined at that clip. An optional defensive drive class could be offered. As a driver reaches the age of 75 a drive this trial would be compulsory. A compulsory trial should be given for aged drivers between 65-75 with questionable drive records. These alterations can be implemented over the following four old ages. In order to see if these alterations are making good, statistics of senior citizens driving records from 2000-2004 can be compared to those of 1995-1999. If the figure of accidents and commendations has gone down the province authoritiess will cognize that the alterations have worked.